Welcome! You’ve arrived at the official Fluent blog, ground zero for development updates, project announcements, and organic in-house content. To kick things off in our inaugural post, we’ll be introducing Fluent Economic Bridge and our technology, tokenization mission, and long-term goals for global finance.

Fluent Economic Bridge (FEB) is a startup operating at the nexus of public blockchain ecosystems and legacy financial institutions. At Fluent, we believe traditional finance (TradFi) and decentralized finance (DeFi) have a lot to offer one another, and a lot to gain from one another. TradFi’s robust, investment-grade assets play a stabilizing role in the global financial system, but they are often impeded by inflexible architecture that constrains liquidity and creates friction during exchange – especially in cross-border scenarios. Meanwhile, DeFi protocols and their borderless, digital native operations confer unprecedented programmability and process efficiency. Still, the DeFi industry as a whole frequently falls victim to the systemic volatility inherent in Web3’s nascent asset class

TradFi’s robust, stabilizing Real-World Assets (RWAs) and DeFi’s versatile system architecture and tooling truly make for a perfect match. Fractionalized real estate, superior liquidity solutions, borderless order matching, streamlined cross-border transfers, and yield optimization are just a few of the revolutionary tokenization use cases within view. The only problem: TradFi and DeFi systems don’t speak the same language.

Fluent’s Mission

That’s why Fluent is on a mission to bridge the gap between TradFi and DeFi with an end-to-end tokenization solution designed to tokenize and seamlessly deploy Real-World Assets (RWAs) to public blockchains. Backed by a team of experts with deep industry backgrounds in tech, finance, regulation, payments, fintech, and decentralized systems, Fluent has the been-there know-how to merge web3 tech stacks and legacy financial systems while remaining fully compliant with all regulatory requirements. In Fluent’s view, RWAs and tokenization initiatives hold the potential to become the most prolific growth catalysts in the past, present, and future of public blockchain ecosystems.

The RWA Sector: At a Glance

Growing interest in the on-chain domain has spurred an array of remarkable upticks in RWA data. In 2023, RWA surpassed an aggregate market capitalization of $5 billion for the first time, delivering calendar year growth of more than 700%. Nonetheless, by any and all measures, RWA tokenization remains at a very early stage in its development. Leading forecasts from prominent institutions project the on-chain RWA sector to reach a valuation of $10 trillion by 2030. Most notably, Boston Consulting Group forecasts a $16 trillion market capitalization for RWAs by the end of the decade. Together, Web3-native RWA tokenization activity and institutional growth forecasts underscore the demand for an integrated financial system characterized by seamless capital flows, liquidity optimization, prime yields, and streamlined cross-border capital flows.

Setting Up RWAs for Success

When it comes to getting the most out of RWAs, proper preparations to address regulatory environments, on-chain specifications, institutional needs, and security requirements go a long way. To lay the right groundwork, Fluent has gone the distance by domiciling its operations in the best regulatory environment and developing robust partnerships with technically-sound, innovation-ready Web3 organizations to accelerate business development and adoption initiatives.

FEB is based in the United Arab Emirates' (UAE) most prestigious and sought after Special Economic Zone, Abu Dhabi Global Market (ADGM), to operate in the world's best-in-class environment for digital asset startups. In addition, Fluent was recently welcomed to the UAE Ministry of Economy’s NextGen FDI program to advance the nation’s trade tech and digitization initiatives.

Within Web3, Fluent has built a robust business relationship with the IOTA Foundation, an ADGM peer focused on deploying adoption-ready technologies to target RWA tokenization. Iota community members can check out Fluent on Tangleverse.

By identifying the geopolitical and technical environments most conducive to tokenization initiatives, Fluent has established the necessary positioning to develop RWAs that are fully DeFi-enabled. Uninhibited by unfavorable regulatory conditions and technical limitations, DeFi-enabled RWAs can be seamlessly integrated into and across the decentralized Web3 landscape, where they can best serve to deepen liquidity, optimize yields, and maximize global investor access in an equitable global financial paradigm.

Deposit Tokens: The Next Generation of Banking, Humanitarian Aid, and Cross-Border Everything

TradFi’s lack of flexibility is most glaring and costly in cross-border scenarios, where highly intermediated processes render liquidity inaccessible and introduce untenable costs to banks and other financial institutions with international operations. Beyond tokenizing private investment vehicles, Fluent also allows banks to tokenize core deposits and open direct trade corridors between nations that facilitate low-cost transfers with instant settlement. In addition to providing immense benefits in international trade, deposit tokens can be employed in conjunction with standard KYC (Know Your Client) procedures to support effective humanitarian aid distribution in developing regions.

The Fluent Vision

At Fluent Economic Bridge, we envision the formation of a singular, integrated, and global financial system founded on seamless interoperability. The initiative of tokenization holds a purpose that is bigger than bridges, and grander than protocols and ledgers.

‍
Humanity deserves a holistic financial system that harnesses the best elements of what TradFi and DeFi have to offer in one unified medium. That means providing individuals, enterprises, institutions, and governments with the versatility and efficiency of decentralized protocols, and the stability, robustness, asset quality, and security inherent in legacy systems. Fluent is intent on making sure the global population gets the best of both worlds – so TradFi and DeFi can grow beyond their limits, without growing apart.

Join the Movement

Fluent Economic Bridge is bringing the world on-chain, one asset at a time. Join the tokenization movement by following us on X, joining our official Discord, and visiting our brand new website. More development, announcements, and content to come!